Health insurance is a subject that most avoid as much as possible. The average national cost of health insurance in 2023 was $486 for an individual and $1152 for families. For small group plans that increases to $702 for an individual and $1997 for families. What's worse? Most people are paying this much for coverage and don't have a clue what it does and doesn't cover and how their benefits work. FYI private insurance plans can be significantly less than these averages if you qualify.
That's what I'm here for. As an expert advisor my first priority is to educate. I want you to understand all of the available options, so you can be confident in choosing the best coverage for you and your loved ones.
These days the amount of options increasing and changing daily. The biggest problem is networks. Networks like United Healthcare, Blue Cross, Humana and others are utilized by many different companies but not all are built the same. Did you know that most plans only protect you in your zip code and county? An ACA HMO plan with United Healthcare won't necessarily be accepted because a doctor accepted your old United Healthcare PPO through a group plan. Knowing the difference and how to check is vital to choosing the right plan.
My specialty is private, health-based plans that offer Nationwide PPO coverage, whether you're on or off the job, but have the resources to find any plan you need. By the time we are done talking you will know all the ins and outs of your coverage and be an insurance expert.
Book an appointment anytime so we can take care of your insurance needs!